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ST-Focus.com is authorised and regulated by the Financial Conduct Authority. Our FCA number is: 668062 and is assigned to our business on the FCA Register.
You can check these details on the Financial Conduct Authority website.
http://www.fca.org.uk or by contacting the FCA directly on: 0800 111 6768
We are a credit broker and not a lender.
We are able to introduce you to a limited number of lenders and their finance products which may have different interest rates and charges
We do not charge a fee for our credit brokering services provided to you, however the lender we introduce you to, we will typically receive commission from. This will be either a fixed fee or a fixed percentage of the amount you borrow.
The lender we work with may pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to the lender under your credit agreement
You may request information regarding the amount of commission we have or may receive for the introduction. This request can be made to: [email protected]
This information will be provided to you in full, detailing the amount of commission within 5 days of your request.
The FCA expects regulated firms to ensure that customers are aware of the existence and amount of any commission before the credit agreement is entered into, if any of the following apply:
The lender will inform you directly of any fees and charges applicable to you. Prior to you signing any formal credit agreement with them.
We are also registered with the Information Commissioners Office 'ICO' Registration reference number: ZB650846.